Terms of Service:
Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by Singapore Bank, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 13 years old.
- Your Singapore-Bank.net Account and Site. If you create a blog/site on the Website, you are responsible for maintaining the security of your account and blog, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the blog. You must not describe or assign keywords to your blog in a misleading or unlawful manner, including in a manner intended to trade on the name or reputation of others, and Singapore Bank may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause Singapore Bank liability. You must immediately notify Singapore Bank of any unauthorized uses of your blog, your account or any other breaches of security. Singapore Bank will not be liable for any acts or omissions by You, including any damages of any kind incurred as a result of such acts or omissions.
- Responsibility of Contributors. If you operate a blog, comment on a blog, post material to
the Website, post links on the Website, or otherwise make (or allow any third party to make) material
available by means of the Website (any such material, "Content"), You are entirely responsible for
the content of, and any harm resulting from, that Content. That is the case regardless of whether the
Content in question constitutes text, graphics, an audio file, or computer software. By making Content
available, you represent and warrant that:
- the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
- if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
- you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
- the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
- the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
- the Content is not pornographic, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;
- your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;
- your blog is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog's URL or name is not the name of a person other than yourself or company other than your own; and
- you have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by Singapore Bank or otherwise.
By submitting Content to Singapore Bank for inclusion on your Website, you grant Singapore Bank a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the Content solely for the purpose of displaying, distributing and promoting your blog. If you delete Content, Singapore Bank will use reasonable efforts to remove it from the Website, but you acknowledge that caching or references to the Content may not be made immediately unavailable.
Without limiting any of those representations or warranties, Singapore Bank has the right (though not the obligation) to, in Singapore Bank's sole discretion (i) refuse or remove any content that, in Singapore Bank's reasonable opinion, violates any Singapore Bank policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in Singapore Bank's sole discretion. Singapore Bank will have no obligation to provide a refund of any amounts previously paid.
- Payment and Renewal.
- General Terms.
By selecting a product or service, you agree to pay Singapore Bank the one-time and/or monthly or annual subscription fees indicated (additional payment terms may be included in other communications). Subscription payments will be charged on a pre-pay basis on the day you sign up for an Upgrade and will cover the use of that service for a monthly or annual subscription period as indicated. Payments are not refundable.
- Automatic Renewal.
Unless you notify Singapore Bank before the end of the applicable subscription period that you want to cancel a subscription, your subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee for such subscription (as well as any taxes) using any credit card or other payment mechanism we have on record for you. Upgrades can be canceled at any time by submitting your request to Singapore Bank in writing.
- General Terms.
- Fees; Payment. By signing up for a Services account you agree to pay Singapore Bank the applicable setup fees and recurring fees. Applicable fees will be invoiced starting from the day your services are established and in advance of using such services. Singapore Bank reserves the right to change the payment terms and fees upon thirty (30) days prior written notice to you. Services can be canceled by you at anytime on thirty (30) days written notice to Singapore Bank.
- Support. If your service includes access to priority email support. "Email support" means the ability to make requests for technical support assistance by email at any time (with reasonable efforts by Singapore Bank to respond within one business day) concerning the use of the VIP Services. "Priority" means that support takes priority over support for users of the standard or free Singapore-Bank.net services. All support will be provided in accordance with Singapore Bank standard services practices, procedures and policies.
- Responsibility of Website Visitors. Singapore Bank has not reviewed, and cannot review, all of the material, including computer software, posted to the Website, and cannot therefore be responsible for that material's content, use or effects. By operating the Website, Singapore Bank does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Singapore Bank disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.
- Content Posted on Other Websites. We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which Singapore-Bank.net links, and that link to Singapore-Bank.net. Singapore Bank does not have any control over those non-Singapore Bank websites and webpages, and is not responsible for their contents or their use. By linking to a non-Singapore Bank website or webpage, Singapore Bank does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Singapore Bank disclaims any responsibility for any harm resulting from your use of non-Singapore Bank websites and webpages.
- Copyright Infringement and DMCA Policy. As Singapore Bank asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by Singapore-Bank.net violates your copyright, you are encouraged to notify Singapore Bank in accordance with Singapore Bank's Digital Millennium Copyright Act ("DMCA") Policy. Singapore Bank will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Singapore Bank will terminate a visitor's access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Singapore Bank or others. In the case of such termination, Singapore Bank will have no obligation to provide a refund of any amounts previously paid to Singapore Bank.
- Intellectual Property. This Agreement does not transfer from Singapore Bank to you any Singapore Bank or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Singapore Bank. Singapore Bank, Singapore-Bank.net, the Singapore-Bank.net logo, and all other trademarks, service marks, graphics and logos used in connection with Singapore-Bank.net, or the Website are trademarks or registered trademarks of Singapore Bank or Singapore Bank's licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any Singapore Bank or third-party trademarks.
- Advertisements. Singapore Bank reserves the right to display advertisements on your blog unless you have purchased an ad-free account.
- Attribution. Singapore Bank reserves the right to display attribution links such as 'Blog at Singapore-Bank.net,' theme author, and font attribution in your blog footer or toolbar.
- Partner Products. By activating a partner product (e.g. theme) from one of our partners, you agree to that partner's terms of service. You can opt out of their terms of service at any time by de-activating the partner product.
- Domain Names. If you are registering a domain name, using or transferring a previously registered domain name, you acknowledge and agree that use of the domain name is also subject to the policies of the Internet Corporation for Assigned Names and Numbers ("ICANN"), including their Registration Rights and Responsibilities.
- Changes. Singapore Bank reserves the right, at its sole discretion, to modify
or replace any
part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your
continued use of or access to the Website following the posting of any changes to this Agreement constitutes
acceptance of those changes. Singapore Bank may also, in the future, offer new services and/or
through the Website (including, the release of new tools and resources). Such new features and/or services
shall be subject to the terms and conditions of this Agreement.
- Termination. Singapore Bank may terminate your access to all or any part of
the Website at
any time, with or without cause, with or without notice, effective immediately. If you wish to terminate
this Agreement or your Singapore-Bank.net account (if you have one), you may simply
Website. Notwithstanding the foregoing, if you have a paid services account, such account can only be
terminated by Singapore Bank if you materially breach this Agreement and fail to cure such
thirty (30) days from Singapore Bank's notice to you thereof;
provided that, Singapore Bank can terminate the Website immediately as part of a general shut
down of our
service. All provisions of this Agreement which by their nature should survive termination shall survive
termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and
limitations of liability.
- Disclaimer of Warranties. The Website is provided "as is". Singapore Bank and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Singapore Bank nor its suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.
- Limitation of Liability. In no event will Singapore Bank, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to Singapore Bank under this agreement during the twelve (12) month period prior to the cause of action. Singapore Bank shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.
- Indemnification. You agree to indemnify and hold harmless Singapore Bank, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys' fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.
- Miscellaneous. This Agreement constitutes the entire agreement between Singapore Bank and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Singapore Bank, or by the posting by Singapore Bank of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the Singapore, excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Singapore. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. ("JAMS") by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Singapore, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys' fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties' original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; Singapore Bank may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.
Website VisitorsLike most website operators, Singapore Bank collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Singapore Bank’s purpose in collecting non-personally identifying information is to better understand how Singapore Bank’s visitors use its website. From time to time, Singapore Bank may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Data ControllerSingapore Bank is the controller of any personally-identifiable-information gathered by Singapore Bank. Contact us at any time to:
- Request access to any information that Singapore Bank has about you
- Correct any information that Singapore Bank has about you
- Delete any information that Singapore Bank has about you
Information Collection And UseWe collect several different types of information for various purposes to provide and improve our Service to you.
Types of Data Collected
Personal Identifiable InformationWhile using our Service, we may ask you to provide us with – or gather automatically – certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information collected by Singapore Bank includes:
- Cookies and Usage Data
- Your computer’s IP address
- Your email address (if you’ve left a comment on the site)
Usage DataWe collect information about how our Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
- Session Cookies. We use Session Cookies to operate our Service.
- Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
- Security Cookies. We use Security Cookies for security purposes.
IP AddressAny time you visit this website, a record of that visit is stored on this website’s servers. This data is used to identify any technical issues with the website and is stored by a 3rd party for 6 months.
Email AddressIf you leave a comment on this website, you are required to include an email address. This email address is not displayed publicly but is available to the website administrator and stored on the website’s servers until such time as the comment is deleted. That information is used to determine whether future comments should be automatically approved or manually reviewed by the website administrator before the comment can be published in order to reduce spam. You may request that your comment and email address stored on the website’s servers be deleted at any time by contacting the administrator by sending an email address to admin @ singapore-bank.net.
Use of DataSingapore Bank uses the collected data for various purposes:
- To provide and maintain the Service
- To notify you about changes to our Service
- To allow you to participate in interactive features of our Service when you choose to do so
- To provide customer care and support
- To provide analysis or valuable information so that we can improve the Service
- To monitor the usage of the Service
- To detect, prevent and address technical issues
Disclosure Of Data
Legal RequirementsSingapore Bank may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation
- To protect and defend the rights or property of Singapore Bank
- To prevent or investigate possible wrongdoing in connection with the Service
- To protect the personal safety of users of the Service or the public
- To protect against legal liability
Security Of DataThe security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
Service ProvidersWe may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
AnalyticsWe may use third-party Service Providers to monitor and analyze the use of our Service. You can visit the following sites to read their privacy/cookie policies and how they track individuals across the web:
- Google Analytics/Google Webmaster Tools/Google Search Console