Get more interest on your money with the

Is the majority of your cash still in a savings account? earning peanuts interest?

Time to shift your them to the

**Why FD?**

**Pays you a fixed rate of interest until a given maturity date****The interest rate is higher than a regular savings account****Risk-free guaranteed returns****Flexible tenure****Easily withdrawable if needed**

The FD rates are definitely becoming more attractive with banks offering more time deposit promotions.

Most of the banks require you to **deposit fresh funds** to qualify for the promotion.

Take your time to go through the latest list of FD interest rates offered by the banks today to find the highest fixed deposit rates that suits you

## Best Fixed Deposit Rates By Tenor

**3-Month: 1.55% p.a. (ICBC)****6-Month: 1.85% p.a. (ICBC)****8-Month: 1.80% p.a. (Hong Leong Finance)****9-Month: 1.88% p.a. (ICBC)****10-Month: 1.80% p.a. (UOB)****12-Month: 2.05% p.a. (Maybank)****13-Month: 1.90% p.a. (Hong Leong Finance)****20-Month: 1.80% p.a. (Sing Investment & Finance)****24-Month: 2.00% p.a. (Maybank iSAVvy)**

## Singapore Fixed Deposit Promotion Febuary 2019

### CIMB SGD Fixed Deposit

Celebrate Chinese New Year with CIMB Bank! Get up to **1.90% p.a. (12-month)** with their online SGD FD.

Just make your placements online through internet banking to get better rates.

The **minimum placement of S$10,000 fresh funds is one of the lowest in town**.

Promotion: Until 28/02/19

### Standard Chartered SGD Time Deposit

Get **1.78% p.a. (8-month)** with **Standard Chartered FD**!

If you are their priority banking customer, you can get a preferential rate of 1.88% p.a.

The minimum placement is S$25,000.

Promotion: Until 28/02/19

### UOB 10-Month SGD Fixed Deposit

Get **1.80% p.a. (10-month)** with **UOB FD**!

The minimum placement is S$20,000.

Promotion: Until 28/02/19

### HSBC SGD Time Deposit

Get up to **1.70% p.a. (12-month)** with **HSBC FD**!

The minimum placement is S$30,000 and maximum placement is S$1,200,000.

Promotion: Until 28/02/19

### ICBC Fixed Deposit

Get up to **1.98% p.a. (12-month)** with **ICBC FD** when the placement is done via e-banking!

The minimum placement is S$20,000.

Promotional rates are subjected to changes.

### Hong Leong Finance FD

Get up to **1.90% p.a. (13-month)** with **Hong Leong fixed deposit promotion**!

The minimum placement is S$20,000.

Promotional rates are subjected to changes.

### Maybank Fixed Deposit (iSAVvy)

Get **2.00% p.a. (24-month)** with **Maybank iSAVvy FD** when you deposit online!

**Fresh funds not needed** as the monies are debited from your existing Maybank Savings or Current Account.

The minimum placement is S$50,001 and maximum placement is S$1,000,000.

Promotional rates are subjected to changes.

### Maybank 12-month SGD Fixed Deposit

Get **2.05% p.a. (12-month)** with **Maybank FD promotion**!

You will need to **deposit fresh funds into your existing Maybank Savings or Current Account**.

For every S$1,000 deposited into your Savings or Current Account, S$10,000 can be placed into the Singapore Dollar Time Deposit.

So, for the minimum placement of S$20,000 in Time Deposit, you need a minimum fresh deposit of S$2,000 in the Savings or Current Account.

The minimum placement is S$20,000.

Promotional rates are subjected to changes.

### OCBC FD

Get up to **1.75% p.a. (12-month)** with **OCBC fixed deposit promotion**!

The minimum placement is S$20,000.

Promotional rates are subjected to changes.

### Sing Investment & Finance (SIF)

Get up to **1.80% p.a. (20-month)** with **Sing Investment fixed deposit promotion**!

The minimum placement is S$20,000.

Promotional rates are subjected to changes.

### RHB SGD Fixed Deposit

Get up to **1.88% p.a. (12-month)** with **RHB FD**!

The minimum placement is S$20,000.

Promotion: Until 28/02/19

### State Bank Of India Singapore FD

Get **1.95% p.a. (12-month)** with **SBI fixed deposit promotion**!

The minimum placement is S$50,000 and maximum placement is S$1,000,000.

Promotional rates are subjected to changes.

### Bank Of China Singapore Fixed Deposit

BOC didn’t have FD promotion currently.

### POSB/DBS Fixed Deposit

POSB/DBS didn’t have FD promotion currently.

### Singapura Finance Fixed Deposit

Singapura Finance didn’t have FD promotion currently.

### Fixed Deposit Interest Rate Comparison

(Note: Please give a moment for the table to load. You can scroll to the right for more tenure using the scrollbar)

Tip: You can do a quick comparison of the interest rates for a particular tenure by using the sort indicator.

Banks/FI | Placement Amount | 3-Month | 6-Month | 8-Month | 9-Month | 10-Month | 12-Month | 13-Month | 20-Month | 24-Month |
---|---|---|---|---|---|---|---|---|---|---|

POSB/DBS | - | - | - | - | - | - | - | - | - | - |

CIMB(Branch) | Minimum S$10,000 | 1.30% p.a. | 1.45% p.a. | - | - | - | 1.55% p.a. | - | - | - |

CIMB(Online) | Minimum S$10,000 | 1.50% p.a. | 1.70% p.a. | - | - | - | 1.90% p.a. | - | - | - |

UOB | Minimum S$20,000 | - | - | - | - | 1.80% p.a. | - | - | - | - |

Standard Chartered | Minimum S$25,000 | - | - | - | - | - | 1.78% p.a. | - | - | - |

HSBC(Premier) | S$30,000 to S$1,200,000 | - | 1.60% p.a. | - | - | - | 1.70% p.a. | - | - | - |

HSBC(Advance) | S$30,000 to S$1,200,000 | - | 1.55% p.a. | - | - | - | 1.65% p.a. | - | - | - |

HL Bank | - | - | - | - | - | - | - | - | - | - |

SBI Singapore | S$50,000 to S$1,000,000 | - | - | - | - | - | 1.95% p.a. | - | - | - |

ICBC(Branch) | S$20,000 and above | 1.55% p.a. | 1.85% p.a. | - | 1.88% p.a. | - | 1.90% p.a. | - | - | - |

ICBC(Online) | S$20,000 and above | - | - | - | - | - | 1.98% p.a. | - | - | - |

Hong Leong Finance | S$20,000 to < S$50,000 | - | - | 1.70% p.a. | - | - | 1.75% p.a. | 1.78% p.a. | - | - |

Hong Leong Finance | S$50,000 to < S$100,000 | - | - | 1.70% p.a. | - | - | 1.80% p.a. | 1.83% p.a. | - | - |

Hong Leong Finance | S$100,000 to < S$200,000 | - | - | 1.80% p.a. | - | - | 1.85% p.a. | 1.88% p.a. | - | - |

Hong Leong Finance | S$200,000 and above | - | - | 1.80% p.a. | - | - | 1.85% p.a. | 1.90% p.a. | - | - |

Maybank(iSAVvy) | S$50,001 to S$1,000,000 | - | - | - | - | - | - | - | - | 2.00% p.a. |

Maybank | Minimum S$20,000 | - | - | - | - | - | 2.05% p.a. | - | - | - |

OCBC | Minimum S$20,000 | - | - | - | - | - | 1.75% p.a. | - | - | - |

Sing Investment & Finance | Minimum S$50,000 | - | - | - | - | - | 1.75% p.a. | - | 1.80% p.a. | - |

Singapura Finance | - | - | - | - | - | - | - | - | - | - |

Bank of China | - | - | - | - | - | - | - | - | - | - |

Bank of East Asia | - | - | - | - | - | - | - | - | - | - |

RHB | Minimum S$20,000 | - | 1.68% p.a. | - | - | - | 1.88% p.a. | - | - | - |

Banks/FI | Placement Amount | 3-Month | 6-Month | 8-Month | 9-Month | 10-Month | 12-Month | 13-Month | 20-Month | 24-Month |

## How To Use The Comparison Table

There are 4 main sections in the table.

- Banks/FI
- Placement Amount
- Tenure

### 1. Banks/FI

The banks & financial institutions included are:

- Bank of China
- Bank of East Asia
- CIMB
- HL Bank
- Hong Leong Finance
- HSBC
- ICBC
- Maybank
- OCBC
- POSB/DBS
- RHB
- SBI Singapore
- Sing Investment & Finance
- Singapura Finance
- Standard Chartered
- UOB

Clicking on them brings you directly to their official fixed deposit promotion page.

### 2. Placement Amount

The minimum deposit required to enjoy the promotional FD rates.

Fresh Funds are often required, not transferred from the banks existing savings/current/fixed deposit accounts.

### 3. Tenure

The current tenure offered are:

- 3-Month
- 6-Month
- 7-Month
- 10-Month
- 12-Month
- 15-Month
- 24-Month

The most common tenures are 6-Month and 12-Month.

You can click on the sorting arrow to sort the interest rates in ascending or descending order.

### Table Navigation

- If viewing on a mobile device, tilt the device horizontally to better see the table
- The banks’ column is fixed to allow for easy viewing
- Use the horizontal scrollbar to view more tenure period and promotion dates
- Footer label also allows for easy viewing

I hope this guide helped you to find the highest interest rate for a fixed deposit account in Singapore for 2018. You might be interested in our guide for the highest savings account interest rate.

Remember to visit us again for further updates!

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