Menu Close

Best Singapore Fixed Deposit Promotion 2018

Get more interest on your money with the best fixed deposit promotion 2018.

Is the majority of your cash still in a savings account? earning peanuts interest?

Time to shift your them to the best fixed deposit rates in Singapore 2018.

Advertisements

Why FD?

  • Pays you a fixed rate of interest until a given maturity date
  • The interest rate is higher than a regular savings account
  • Risk-free guaranteed returns
  • Flexible tenure
  • Easily withdrawable if needed

The FD rates are definitely becoming more attractive with banks offering more time deposit promotions.

Most of the banks require you to deposit fresh funds to qualify for the promotion.

Take your time to go through the latest list of FD promotions offered by the banks to find the highest fixed deposit rates that suits you.

Singapore Fixed Deposit Promotion September 2018

CIMB SGD Fixed Deposit

Placement Amount Tenor Branch Rate (p.a.) Online Rate (p.a.) Promotion End
Minimum S$10,000 3-Month 1.30% 1.49% 31/10/18
Minimum S$10,000 6-Month 1.45% 1.64% 31/10/18
Minimum S$10,000 12-Month 1.55% 1.84% 31/10/18

 

Standard Chartered SGD Time Deposit

Placement Amount Tenor Interest Rate (p.a.) Promotion End
Minimum S$25,000 8-Month 1.45% 31/10/18
Minimum S$25,000 12-Month 1.55% 31/10/18

 

UOB Fixed Deposit

Placement Amount Tenor Interest Rate (p.a.) Promotion End
Minimum S$20,000 10-Month 1.50% 31/10/18

 

HSBC SGD Time Deposit

Placement Amount Tenor New and Existing HSBC Premier Customers New and Existing HSBC Advance Customers
Promotion End
S$30,000 to S$1,200,000 6-Month 1.60% p.a. 1.55% p.a. 31/10/18
S$30,000 to S$1,200,000 12-Month 1.70% p.a. 1.65% p.a. 31/10/18

 

ICBC Fixed Deposit

Placement Amount Tenor Branch Rate (p.a.) Online Rate (p.a.) Promotion End
Minimum S$20,000 12-Month 1.61% 1.65% Subject to changes

 

RHB SGD Fixed Deposit

Placement Amount Tenor Interest Rate (p.a.) Promotion End
Minimum S$20,000 6-Month 1.65% 31/10/18
Minimum S$20,000 12-Month 1.80% 31/10/18

 

SBI Term Deposit Promotion

Placement Amount 6-Month 12-Month 24-Month Promotion End

 

Hong Leong Finance Fixed Deposit

Placement Amount 6-Month 12-Month 18-Month Promotion End
S$50,000 to <S$100,000 1.40% p.a. 1.50% p.a. 1.60% p.a. Subject to changes
S$100,000 to <S$200,000 1.45% p.a. 1.55% p.a. 1.65% p.a. Subject to changes
S$200,000 and above 1.50% p.a. 1.60% p.a. 1.70% p.a. Subject to changes

 

Maybank Fixed Deposit (iSAVvy)

Placement Amount Tenor Interest Rate (p.a.) Promotion
S$50,001 to S$1,000,000 12-Month 1.60% Subject to changes

 

OCBC Fixed Deposit

Placement Amount Tenor Interest Rate (p.a.) Promotion
Minimum S$20,000 12-Month 1.40% Subject to changes
Minimum S$20,000 24-Month 1.60% Subject to changes

 

Sing Investment Fixed Deposit

Placement Amount 6-Month 13-Month 20-Month Promotion
Minimum S$20,000 1.35% p.a. 1.50% p.a. 1.70% p.a. Subject to changes
Minimum S$50,000 1.60% p.a. 1.82% p.a. 1.85% p.a. Subject to changes

 

BOC Fixed Deposit

Placement Amount 6-Month 12-Month 24-Month Promotion End

 

POSB/DBS Fixed Deposit

Placement Amount 6-Month 12-Month 24-Month Promotion End

FD Comparison Table

(Note: Please give a moment for the table to load. You can scroll to the right for more tenure using the scrollbar)

Tip: You can do a quick comparison of the interest rates for a particular tenure by using the sort indicator.

Banks/FI Placement Amount 3-Month 6-Month 8-Month 10-Month 12-Month 13-Month 18-Month 24-Month
POSB/DBS - - - - - - - - -
CIMB(Branch) Minimum $10,000 1.30% p.a. 1.45% p.a. - - 1.55% p.a. - - -
CIMB(Online) Minimum $10,000 1.49% p.a. 1.64% p.a. - - 1.84% p.a. - - -
UOB Minimum $20,000 - - - 1.50% p.a. - - - -
Standard Chartered Minimum $25,000 - - 1.45% p.a. - 1.55% p.a. - - -
HSBC(Premier) $30,000 to $1,200,000 - 1.55% p.a. - - 1.65% p.a. - - -
HSBC(Advance) $30,000 to $1,200,000 - 1.50% p.a. - - 1.60% p.a. - - -
HL Bank - - - - - - - - -
SBI Singapore - - - - - - - - -
ICBC(Branch) Minimum $20,000 - - - - 1.61% p.a. - - -
ICBC(Online) Minimum $20,000 - - - - 1.65% p.a. - - -
Hong Leong Finance Minimum $50,000 - 1.60% p.a. - - 1.70% p.a. - 1.80% p.a. -
Maybank(iSAVvy) $50,001 to $1,000,000 - - - - 1.60% p.a. - - -
OCBC Minimum $20,000 - - - - 1.40% p.a. - - 1.60% p.a.
Sing Investment & Finance Minimum $20,000 - 1.35% p.a. - - - 1.50% p.a. - 1.70% p.a.
Sing Investment & Finance Minimum $50,000 - 1.60% p.a. - - - 1.82% p.a. - 1.85% p.a.
Singapura Finance - - - - - - - - -
Bank of China - - - - - - - - -
Bank of East Asia - - - - - - - - -
RHB Minimum $20,000 1.65% p.a. - - 1.80% p.a. - - -
Banks/FI Placement Amount 3-Month 6-Month 8-Month 10-Month 12-Month 13-Month 18-Month 24-Month

 

How To Use The Comparison Table

 

There are 4 main sections in the table.

  1. Banks/FI
  2. Placement Amount
  3. Tenure

1. Banks/FI

The banks & financial institutions included are:

  • Bank of China
  • Bank of East Asia
  • CIMB
  • HL Bank
  • Hong Leong Finance
  • HSBC
  • ICBC
  • Maybank
  • OCBC
  • POSB/DBS
  • RHB
  • SBI Singapore
  • Sing Investment & Finance
  • Singapura Finance
  • Standard Chartered
  • UOB

Clicking on them brings you directly to their official fixed deposit promotion page.

2. Placement Amount

The minimum deposit required to enjoy the promotional FD rates.

Usually Fresh Funds needed, not transferred from the banks existing savings/current/fixed deposit accounts.

3. Tenure

The current tenure offered are:

  • 3-Month
  • 6-Month
  • 8-Month
  • 10-Month
  • 12-Month
  • 18-Month
  • 24-Month

The most common tenures are 6-Month and 12-Month.

You can click on the sorting arrow to sort the interest rates in ascending or descending order.

Table Navigation

highest fd rates

  • If viewing on a mobile device, tilt the device horizontally to better see the table
  • The banks’ column is fixed to allow for easy viewing
  • Use the horizontal scrollbar to view more tenure period and promotion dates
  • Footer label also allows for easy viewing

I hope this guide helped you to find the highest interest rate for a fixed deposit account in Singapore for 2018. You might be interested in our guide for the highest savings account interest rate.

Remember to visit us again for further updates!

Updated: Oct 11, 2018 @ 12:42 pm